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Oregon Auto Insurance Discounts
November 28, 2011 | 
Author Getting good auto insurance coverage at a decent price is a very challenging thing today. In fact, many people look hard at get quotes from multiple sources in order to get the best coverage possible for their vehicle. However, not all of them are successful in doing so and often end up with coverage that is barely sufficient and might not even be adequate enough to get on the road with. This is problematic as you need to ensure that your coverage is either equal to or more than the specified limits of the DMV. With some tips, you can enjoy some good discounts on your auto insurance.
The first easy way of getting good discounts on your auto insurance is by simply buying a car and loading it with safety features and other features that will ensure that it is safe at all times. Driving a car with central locking, ABS braking systems, GPS monitoring as well as air bags and seat belts will guarantee that your premium is lower than the others and that you will have to pay a substantially lesser amount than what others might be paying for the same kind of coverage.
On the other hand, if you consider yourself to be a reasonably safe driver, then you can increase your deductible and pay lower premiums periodically. While this is a risky move, it will help you save substantial money over the years that you can use for something else. However, if you do have the bad luck of being involved in a car accident, you will have to end up spending more from your own pocket and hence, it is quite a risky move if you think about it. But, if you have raised your deductible a long time ago, you can use the savings from this to pay for the accident if it does happen.
There are also other discounts that you can make use of, like the low mileage discount wherein you can claim a discount on your auto insurance if you drive lesser than a certain amount of miles in a day, like less than 35 or so. Many companies have a discount offered in case you don’t use your car too much, which is pretty useful in helping you save money on your auto insurance. Also, you can claim discounts based on your age (senior citizen discount) or because of your status (military discount, good driver discount etc.).
Finally, it is wise to get your insurance policy from the same company that you have other coverage from. Suppose you have home insurance or other form of insurance from one company, you need to contact them to help you get insurance for your vehicle as well. Since you are taking so many forms of insurance together, you can try to get a package discount, wherein the same company offers more than one policy to the consumer. Usually, this is in the range of 10% to 15% , which is a pretty decent amount to be discounted off your car.
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2007 Nissan Altima 3.5SE – Long-Term Road Test – Auto Reviews – Car and Driver
The and get the lion’s share of attention in the family-sedan segment and with good reason. But lurking in the shadows is the
, quietly earning a perennial top-10 spot in vehicle sales and ranking fourth on the family-sedan bestseller list, behind the
. The previous Altima, available from 2002 to 2006, was a kind of anti-Camry, with more style and attitude but also with a chintzy interior and a reputation for nasty torque steer.
For the fourth-generation Altima, Nissan added more power (up 20 horses to 270) and kept the weight gain to less than 150 pounds. Plus, during our initial road test [December 2006] we discovered Nissan had quelled the Altima’s torque steer. So we signed up for a 40,000-mile test.
The Altima arrived here on Hogback Road 10 days before Christmas in 2006 with more toys than you’d find in Santa’s sleigh. To wit: a navigation system with live traffic information; a rear backup camera; a Bluetooth phone system; xenon headlamps; a power sunroof; dual-zone climate control; leather, heated front seats; and a few other nice doodads. Which made us less than enthusiastic about the sticker price, as the Technology package that brings all those goodies is a $6400 premium. Add in stability control ($900, bundled with a full-size spare) and splash guards ($130), and our Altima rang up at $32,045. That’s close to the base price of an
, and Mark Gillies summed up the most common observation in the logbook when he wrote, “There are people who prefer front-wheel drive and luxury to a stripper rear-drive car. I’m not one of them, though!” It seems we were not swayed by the extra rear-seat legroom and trunk space or the luxury options that accompanied the Altima’s sticker price.
Not in theory, anyway. In practice, the Altima proved to be a popular choice for long-distance cruises, partly for its spaciousness and partly because a numb clutch pedal and an eager throttle made driving around town a rev-laden exercise in neck strain. More than one staffer wished we had chosen the automatic transmission, a “gearless” CVT, on the basis that it would do a better job distributing the Altima’s 270 horses without the neck snaps. As it was with the six-speed manual, a quick stab of the gas pedal could produce wheelspin in first or second gear almost anytime, and on slick roads the front tires always seemed to be slipping. Once equipped with Dunlop SP Winter Sport M3 tires, however, the Altima’s foul-weather traction improved enough to make it both capable and stable through two winters.
Through both the sun and snow, the Altima was surprisingly frugal with fuel, returning 24 mpg over its 14 months with us, 5 mpg more than its updated 2008 EPA city rating. Plus, a few long hauls on freeways resulted in better numbers than the EPA’s 27-mpg highway estimate for 2008. Only fire-sale city driving or an accidental fill-up with lower-octane gas returned fuel economy below 20 mpg. The mileage drop from using less than premium gas occurs when the engine retards the spark to reduce the chance of knock, which also reduces power and efficiency, and the Altima seemed especially sensitive to fuel quality.
Article source: http://www.caranddriver.com/reviews/car/08q3/2007_nissan_altima_3.5se-long-term_road_test